Appraisal services for Henderson and Clark County homeownersHere are the top seven reasons NV homeowners use Benson Appraisal Co.:
Do you own a house in or near Henderson? Do you need help deciding the value of your real estate?
We at Benson Appraisal Co. understand the unique needs of a customer looking for appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. Being a consumer that most likely doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Benson Appraisal Co., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Benson Appraisal Co., we're experienced in helping homeowners just like you delete unwanted and unneeded PMI insurance. Challenging a property tax assessmentLets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Benson Appraisal Co. is your #1 weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Benson Appraisal Co. can help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property. |